Terms & Conditions

1. Acceptance of Terms

By accessing and using SolidaRix services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Loan Application Process

When you submit a loan application:

• You confirm that all information provided is accurate and complete
• You authorize us to verify your information with credit bureaus
• You understand that approval is subject to credit assessment
• You agree to provide additional documentation if requested
• You acknowledge that submission does not guarantee approval

3. Loan Terms

All loans are subject to:

• Credit approval and verification
• Interest rates as disclosed in your loan agreement
• Repayment schedule as agreed upon approval
• Early repayment without penalty fees
• Late payment fees as specified in the agreement

4. Your Obligations

As a borrower, you agree to:

• Make timely monthly payments as scheduled
• Notify us immediately of any changes to your contact information
• Inform us of financial difficulties before missing payments
• Maintain valid insurance on collateral (if applicable)
• Not use loan funds for illegal purposes

5. Interest Rates and Fees

Interest rates and fees are determined based on creditworthiness, loan amount, and duration. All costs are clearly disclosed before you sign the loan agreement. We do not charge hidden fees.

6. Default and Collections

In case of payment default:

• Late fees may be applied as per your agreement
• Your credit score may be negatively affected
• We may report delinquencies to credit bureaus
• Legal action may be taken to recover funds
• Collection agencies may be engaged

7. Data Protection

We are committed to protecting your personal data in accordance with GDPR and applicable data protection laws. Please refer to our Privacy Policy for detailed information.

8. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of SolidaRix and protected by copyright laws.

9. Limitation of Liability

SolidaRix is not liable for indirect, incidental, or consequential damages arising from the use of our services, except as required by law.

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of our services constitutes acceptance of modified terms.

11. Governing Law

These terms are governed by the laws of the European Union and the jurisdiction where the loan is issued.